Insurance optional at buyers cost (incl in "Get it Fast"). Aproximately $10.00 for this item. Please request if concerned about Australia Post. PayPal only accepted for overseas orders. Overseas orders, please contact us first, as we ship via Australia Post, No DHL or UPS for this item. Overseas buyers will need to confirm in their eBay purchase that they accept all postal commitments. There will be no refund unless it is backed by a mutual third party company, do your research. I have